I was just charged a $34 over draft fee. So what good is overdraft? Isn't bouncing cheaper? Well i don't you can bounce an online payment. If i am wrong I don't mind paying. But these charges are just ways for banks to get fat. Look at the mess the economy is in and they take advantage of everyone.
This overdraft is due to a flaw in their online banking system and/or deliberately setup to make money on these fees which would be a scam then.
I made an online payment and selected 1 of 3 accounts i have with them to make the payment (use funds) with. A few days later I receive an email that i was overdrafted. After I emailed them two times to try and rectify it. I am told that one of my three accounts is the main account. So whenever I make a payment and choose the other 2 accounts, the money for the payment always defers to the main account.
Well what do we call this? If this is the case, why would the website allow me to choose payment with another account if it defaults to only one? Sounds like a scam to me.
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