I have been harrassed and threatened by Walter Mortgage Co. / Mid-State Homes for past 2 years. People coming to my door, threatning phone calls, and threatning letters. Just got a letter from a lawyer saying I am being foreclosed on and thet I owe for 3 payments 30 days late and this month is due plus late charges, insurance, and a $500 lawyer fee! I have receipts showing payments made thru last month but they say they are wrong. Mailed last months payment 2 weeks ago but it has not come thru my bank yet.
I have had cross words with their Mr. Chuck Esloon and he has informed me that he Will Have My House. Was an unlivable Jim Walter Home Repo when I bought it 5 yrs ago and I have invested almost $40,000 in repairs and remodeling beond the $30,000 I gave for it. Only owe about $24,000 so they want it back now that it's all fixed up! They have been out taking pictures and trying to run me out!
I can cross referance my payments, monthly statements showing payments made with principal applied, interest paid, and principal balance against the amortazation chart, it shows that I am 1 month behind, Not 3 months.
Need a lawyer but can't afford to hire one as my only income is Social Security. Anybody had this same problem and know where to turn for help?
These people should be behind bars. They are using some creative accounting to ROB poor people!
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