Please Help!
We currently have about 6 years before completing the mortgage payments on our Jim Walters Home. As of this date we are approximately one and a half months behind. One and a half months! As a result Mr. Jim Knight of Jim Walter Homes has threatened foreclosure. I know we will be able to catch up in two weeks. Will they wait that long?
After reading the horrific reports by other consumers, I am dealing with a double-edged sword. It's nice to know that we are not the only persons being down-spokened to, leaking pipes, windows that let air in and out, sagging floors, and rotting wood (it's not really wood - more like a wood substitute). Now how do we stand up for ourselves?
We are a working class (just about equal with the poverty level) family, when I can find work... Again that is. But we've always manage to keep our heads above water. I know we will come out of this okay. However, it is not ethically or morally correct the things one company can get away... Just because they can.
I am currently trying to contact Jim Walters Headquarters re a forebearance as most mortgage companies have one. I hope they do, too.
Here's a point of interest. My husband and I recently went to pay $100 on the $486 we owe. This office where Mr. Knight ususally does his reign of terror from, had a proudly displayed bulletin board of homes that had been repossed and some resold in various locations in Florida. I remember a couple. Pierson and Lecanto.
Whether or not we are allowed to keep our "dream home" or not, I am more than willing to participate in Walter Industries, Inc. Cleaning up it's act. Even if it is merely the way they speak to their Customers (esp. Non-threatening customers who know not to struggle when they're head is in the lion's mouth), regardless of who holds all the cards.
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