After being sold their payment protection program and paying monthly for this program my small company went beelyup. I applied for the benefit and was denied. I believe this is a scam. I was never sent this plann the mail but was assured by the person from hsbc that i would be protected. I believe a class action suit or congressional commitee shpuld be contacted about this scam. Noe they are proceeding action against me even though they where aware that i was paying for this plan and now know that i am not working and cannot pay the monthly amount due. The card has been cancelled but i still receive penalties and further interests demands.
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