On Oct. 15, I received a call from a so-called representative from the Cedarbrook Lending Group, Adam White, who stated that I was approved for a $5000.00 loan with their company and that he would fax over the agreement form for me to look over, sign, and fax back to their company to complete the process of my loan. I gave Adam White my fax number and informed him that I was going back to my office to retrieve the loan agreement so that I could sign it and get fax it back to him.
When I retrieve the loan agreement, looked it over, and signed it, I called Adam White to inform him that I have read over the agreement and to receive additional information from him as to what the next steps were to complete the loan. Adam White informed me that I had to come up with 7 monthly payments of $150.12 because my credit score was so low and that the loan company considered me as a high risk customer. He also informed me that the 7 monthly payments would benefit me because it is being used for collateral due to my credit score, but I would not have to start my monthly payments until June.
I informed Adam that I did not have $1000.00 to wire to his company and that is that reason why I was applying for the loan in the first place. He asked me to think of how I could come up with the money and he would call me back the next day with funds of $5000.00 deposited into my account by the end of the next business day.
I was able to come up with $1050.00 to wire to Adam the next day and he gave me instructions to wire money to some woman in Selkirk, Canada, and to call him when I made the wire with the reference number and the total amount. Adam White also informed me that I would be reimbursed for the $14.00 fee that I accessed to wire the money. He then told me that the money would be in my checkings account the next day.
I checked my account consistently each hour the next morning and the funds were never deposited to my account. But in the meantime, I receive a call from a Stanley Denton, Customer Service Manager from Cedarbrook Lending who informed me that their was a problem with my loan and that the insurance company reaccessed my application and would not approve my loan without another 7 months worth of payments. I became very angry and called them scam artist, told them that they took my money and that I wanted it back immediately or I was going to contact an attorney. Stanley informed me that it stated in the contract that the insurance company will reaccess loans to determine if they are high risk or not.
I began to cry and told Stanley that no good would come to him or his company because they took my money and are thieves. I also asked to speak to this so-called Harvey Garrison, CEO. Stanley Denton informed me that he could not be reached but that he (Stanley) was under him in ranks and that due to the inconvenience, I would get my money refund on Nov. 17, due to the billing cycle.
I have called over and over again for Adam White and Stanley Denton, and neither one will answer my call or call me back. Adam White's extension doesn't even work anymore. I am sure he disconnected from the extension he used to contact the victims, and when things started to heat up, he disconnected from that one and has a new one.
Nov. 17 has come and gone and my money has not been deposited yet. This company is the biggest scam and the people who are running it. I am hoping and praying that the Feds. Find out who has started this company and prosecute each and every person working the scam, starting with Stanley Denton and Adam White.
I wish I could come across these individuals myself. They have put me behind in all of my bills that Stanley claimed that I would be reimbursed for due to the company in Canada pulling out and the company's attorney's were going to get on it right away and sue this Canadian company for pulling out unexpectedly.
They are liars and cheaters and I have also filed a complaint with the Better Business Bureau in Florida. These people have to be stopped before they take someone else's money.
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