I was in need of a loan, upon searching online I came across the site for Fidelity Lending Group. I filled out all information requested. I was contacted by Allen White stating that I was approved but with my credit history I needed to secure the loan. I needed to send $910.00 via a money gram to a woman in the name of Melissa Denison in Manitoba, Canada. Once the funds were recieved the $5000. Would be deposited into my bank account by 5 pm on Monday. That should had been a red flag but I was in need of the funds they stated that I would recieve.
So I sent the money (on a friday no less). I received a phone call from a Adam Wells stating that my application was reviewed by the insurance company and that I needed to send an additional $910.00 to secure the loan for an additional 6 months. At which time I stated that I would like a refund, that day, of the money already sent. He got very beligerate with me. I stated that I would like to speak with the gentleman that I had been talking to through the loan process. He told me to take my little five fingers and dial Mr Allen White but he didnt' know anything about my loan getting reviewed by the insurance company and that he would tell me the same thing and after I had spoke to Mr White that I was to call back and say "sorry" to Mr Wells then he hung up on me.
I explained to my husband the deal and he in turn tried to communicate with the company. He spoke to Mr White which he told my husband to call and speak to Mr Wells. Upon my husband speaking to Mr Wells and letting him know that he had been in financing for over 20 years Mr Wells did not want to speak to him further that he basically demanded that he speak to me only. So I spoke to Mr Wells.
At that time he was again very ignorant to me on the phone asking me if he needed to explain a 3 rd time what the contract that I had signed stated or did I FINALLY understand. I stated that I understood and at the point he stated to me if I chose to contact my Attorney I had every right to, with him knowing that I could not obtain one. I asked at that point when I could expect my refund and he simply stated that it was in the contract that I would be gettting my money back on the next billng cycle. I asked when that would be and he stated that it would be January 15th.
I have no idea if I will be receiving this refund. This was a hard lesson learned.in the future I will be doing my homework, as I should had done before.
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