Here is more info on there crooks. This was taken from their "Retail Installment Contract":
Payments and Billing. The annual cost of the CA$H Rewards Junction Program is $347.40, which excludes the sign-up fee for this program. A portion of the cost of the CA$H Rewards Junction Program has been financed by us, and, you have agreed to repay this liability by making a series of payments to us over the course of 12 payments, once a month (each, a "Repayment"). Thus, your repayment for 12 payments is $28.95, plus the sign-up fee of $29.99. The annual percentage rate on this program is zero percent. As a general rule, Repayments will be due 30 days following your initial payment day in the 12-payment plan. This payment date is listed on your initial sales receipt. What this means, for purposes of example only, if the repayment schedule is 12 payments, the first payment is March 1st, the second payment is due April 1st. Successive Repayments are due monthly thereafter, until the final 12th payment is made.
Trial Membership. The initial sign-up fee is due at the time of sign-up. If you purchased the Membership on a trial offer, you will receive all regular benefits of membership for the time period as indicated in your membership materials. Unless you notify us that you wish to cancel before the end of the trial period, your credit or debit/check card will be charged the monthly fee for your Membership. Immediately upon receipt of cancellation, in the time period and prior to any billing, your trial offer will terminate.
Recurring Payment. You authorize us, during the period that you are enrolled in the CA$H Rewards Junction Program, to deduct the Repayment on the day that such Repayment is due (as described above) from the credit, debit or prepaid card or bank account you provided to us at the time you enrolled in the CA$H Rewards Junction Program. If you close the credit, debit or prepaid card or bank account from which the Repayment is to be made, you must notify us, by calling us toll free at 1-877-806-6246 at least fifteen (15) days prior to the day that your Repayment is due (as described above), of the new account from which you will make the Repayment. If we are unable to charge a Repayment to the account provided us, we reserve the right to electronically debit your account if the Repayment comes back dishonored, plus a processing fee based on your state law.ca$H Rewards Junction is not responsible for any charges you may incur on your account for banking fees, insufficient funds charges or other fees that may be assessed on your account that resulted from our attempt to collect the initial or recurring payments.
Renewal of Membership and Cancellation: This Membership automatically renews either monthly or annually (depending on the option selected) indefinitely without action by You, and the Membership fee is charged to You at the time of renewal. A Member whose membership fee has been paid is entitled to all privileges included in the CA$H Rewards program until the Membership has been canceled by You or US. If canceled You shall lose access to the Benefits as well as the areas of the web site designated for Members only. If we are unable to bill the Membership Fee to your specified billing vehicle at any time, we reserve the right to re-bill you for services rendered or terminate your membership without notification. You may cancel at any time by calling Us at the toll free at 1-877-806-6246 or by writing Us at the address provided on the CA$H Rewards website.
If you are having a hard time cancelling like I am, do what I did. I reported them to my banks' fraud department and opened a new account, closing my old one. If not, these a-holes will continue to leech onto your account. E-mail me if you have any comments or other ideas on how to deal with these jerks!
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