My original mortgage was sold twice, ending up with OCWEN Federal Bank GSB in Orlando Florida. I became two months deliquent in my paymrnts last year, December.in January I sent two payments of $2580.00, including the mandatory late charges to Ocwen. This payment could have brought the loan payments current as of January.
The payment was refused, returned to me, stating that I was in foreclosure and must interface with their collection attorneys. I had not ever received a Notice of Default from Ocwens' trustee or anyone else. I have never been given a Demand Statement, describing the amount required to reinstate.
Ocwens' collection person was extremely rude, arrogant, uncooperative, is stone-ewaling and has refused to send the Demand Statement to me. Ocwen has decided to try to steal your property, hoping that you will discouraged and not pursue your rights, thereby take away your equity in foreclosure proceedings and sell the property to an investor at a highly discounted rate.
So you will receive nothing.
The Trustee has been replaced, not substituted, by an Owen attorney collection, quasi resolution process, with no apparent desire to resolve anything, to the consumer's benefit.
All I want from Owen is my Demand Statement, which I have a legal right to and pay Ocwen, without incurring more "RIP-OFF" charges.
Beware of doing business with Ocwen, if your loan has been assigned to them, refinance immediately or risk being abused.
Fight this blatant conspiracy.
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