My name is Cindy I am disabled. I am trying to write this again so that it makes sence. I struggle with my brain damage. Sorry.
A broker was unethical and had me sign a mortgage i didn't understand only because the payments were going to be less while I recovered from an epileptic seizure. I explained I was incompetent. I was told that income lies needed to be put on the application just to push the paperwork through.
I was turned downfrom welfare 2 times so I asked that they not do that. I didn't want to lose my benefits. My Washington Mutual Mortgage payment was under$1200.00
The Truth in Lending showed
12 months of $880.60
12 months of $880.61
12 months of $946
And my 1st payment was about $1570.55.
So when I 1st saw that $880.00 payment, all the broker an i discussed was how that would give me he 3 months to recover, find a job and begin to drive again.
I do not qualify for othe loans because of my loan to debt ratio. I do not qualify for government assistance. I hope that I conveyed my story better this time. Thank you again.
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