I bought a 2005 KIA Optima car for $9,998 in 2006 and I have paid $6150.11 since then and I still owe more than $11,500 on it due to the practices of this so-called LOAN Company! First of All, Crown Motors in Redding, California is where I bought the car and they said that my son would have to co-sign it because my credit was not good enough (typical) and it would have to be financed by Citifinancial Loan Company at almost 18% because I am on disability and not working like evreyone else that they finance... Wait a minute isn't that MY income, which I EARNED by working for 25 years?! So fine, I was tired of the bullshit salespeople lying everyday to me and I loved the price of the KIA and it's features and so I did it to have reliable & good transportation. I have been making the $323.69 a month payments all by myself, thank you very much, for 19 months and they add up to $6150.11... Shouldn't I have more of a gain on my ownership than this measily amount? I have also been in contact over this last year with Citifinancial and they convinced me to cancel my WARRANTIES to get my paayments down so I did and found out later that they "made a mistake" about that answer and so now I have no maintenance warranty or cancellation warranty on my car and they told me "tough luck" that I was told this wrong information and it caused the cancellation. I then asked to have my finance percentage lowered and they said that I have to apply for that to happen and that it only lowers the percentage down 2%! Help someone! I want to stop paying them after I have paid the $10,000 but then I won't get my title or be able to register my car. Do you hear me Citifinancial... My car!
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