On the 27th of Thanksgiving, around that time I got a card in the mail that approved me for 6500 dollars. I was in need of some money at the time and it assured me immediate activation so I called. The operator asked me if I had an account with good checking and savings. I told her yes. She then told me that for a "small fee" I could get an extra 2000 dollar added to it.
I thought "Hey This is a good idea!" and then she asked me for my checking account # no company had ever asked me that before but I had no idea that they weren't allowed to ask that kind of information. I had no clue what they were doing is ILLEGAL!
I then discovered that you could only use it for catalogs. I thought that was strange. I wasn't too happy about it but I figured I might as well check it out. I then went on the internet to order a catalog and didn't find anything at all. I wish I'd found this site! About one week later my girlfriend saw on the news that it was a scam. The next day I went to my bank and put a stop pay to it as well as asked the company (after calling a good 20 times trying to get through) to cancelmy account.
I told them I had put a stop pay to their damn company but of course they said "We don't recieve a statement from the bank for 7-10 business days. We can't cancel until we recieve your stop payment." they claimed to not have gotten my membership fee. But when I went to put the stop payment on I had already a negative 40 dollars.
So when I got payed just yesterday (I'm a PO3 in the U.S. Navy so my bank is on base) There was 40 dollars less than what I normall recieved. I was really mad about that already. Then, today when i went to buy a coffee and use my bank card it was denied! I thought, oh well it's probably just something wrong with their machine. When I went to my ATM I found that i was negative 55 dollars!
I'd just got payed the day before and I hadn't used but a 100 dollars of my money. I was so angry I then called the company again. They then told me that they did not charge me. That's BS because I am the only one other than them who has my checking number, no one else can take my money and I told them that. I am planning on taking legal action as soon as I can with the Navy Law by my side.
So if you're associated with the CCA in anyway I suggest you start paying every dime back to your customers because you're getting sued! I told the company this while I was on the phone. I don't think they believed me but I will take action without a doubt. Does anyone know if I can talk to my bank and get my money back from them? They took money out of my account w / out my authorization actually a total of 314 dollar has been taken from my account! I am now at a negative 55. If I go to my bank, can they recredit my account? I need some advice!
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