IC systems just offered me a settlement for 60% but did not want to send me a letter in writing, I advised until something in writing is sent to me I will not pay a thing on a hsbc credit card which by the I tried to work with them but every time I called would get someone from India that couldn’t speak English, I have been a collector for over 17 years and this rep at ic systems was not helping at all, I am a write off collector and take very different approach but when they said I couldn’t even have a letter I said no after reading some of the horror stories here.
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