I have traced a toll free number that has been calling me repeatedly with an autodialer to NCO Financial Systems. A collection agency. And a scummy one based on complaints all over the internet.
I have never received anything in writing from this company and I refuse to call them back and give them any personal information to find out what they want. They refuse to tell you anything until you give them very personal information like birth date and social security numbers. No one in their right mind is goign to give some stranger that information over the phone!
I know I can send them a cease and desist letter, but how do I do that if I don't know why they are calling and have no information?
Isn't there a law that a debt collector must send you a letter stating that you owe a debt and who it is to? Or is it legal to just start calling someone and claim they owe money? Can someone please advise me?
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