I received a phone call from some gentleman @ Palisades, LLC back around the Holidays on a Sunday evening after 9:00 pm (if I am not mistaken, that is illegal in it's own right) stating that I had a debt on an old AT&T account... I have not had AT&T as a provider since late 2001... He asked me for my full name, my address, my employer, my DOB, my SS#, my marital status, etc... I informed him he would get none of that until I received something in writing indicating not only the debt origination, but proof that he had a right to call me as he didn't have any pertinent information... Of course I received a bill and followed up with a phone call again requesting more information... I explained that AT&T would hardly have sold a debt without it ever appearing on my Credit Report... The young woman I spoke with was very rude and again with the personal questions (why is my marital status important on an old debt?)... I divulged nothing and I hope anyone here adheres to that same notion... Can someone please help me as I am apparently not the only person suffering this... I found out they hit my credit like most others here while applying for a loan and I am told this must be removed to continue that process... Palisades states that my debt with them is for $375.00 and that it must come from my not satisfying the 'early termination fee' when I closed my account with AT&T... That is not the case; I moved to Verizon once my contract termed for a better rate plan (but of course they provide no dates)... I work two jobs and don't have the income nor the time to satisfy something that I know to be incorrect... Can anyone guide me in the right direction that has had speedy significant results with little time on the phone?
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