Last year I was contacted by a law firm stating that I owed money to Palisades Collection from an old ATT wireless account from 2002. To not make this long my records showed that I paid in full, plus the "law firm" was unable to verify the debt. After calling cingular, since they bought ATT, they said I had an outstanding debt, but again they couldn't tell me for what or when. Palisades also took the liberty to put it on my credit report, very nice of them isn't it.
So I had my university provided lawyer mail them a letter to provided proof of the debt. They responded saying that within 90 days I would receive it. They never sent it. Now 7 months later Plaza Associates is trying to collect on the same debt on behalf of Palisades Collection and ATT. I haven't checked by credit report yet.
Once again a letter was sent out to ask for proof of debt. Is this to much to ask?
I have a good feeling in 7-8 months I will get another notice and since I don't want to go through a 3rd round I am strongly considering legal action. Has anyone taken this route? Any advice?
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