I purchased living room funiture back in 2000 and I am still paying a credit card bill each month. This company raises the interest rate to 28% which should be illegal.in addition they charge all these fees so that your balance goes up so you can't get ahead. First with overlimit fees and then late fees and God knows what else.
The website never allows me to pay my bills online. There is always some error message which means I can't pay my bill online like all the rest of my bills. I recently tried to get approval for a house and find out that this lousy company reported me in to credit agencies which now has contributed in lowering my scores. I always pay more than the minimum payment and have paid monthly. How is a credit card company to be able to raise rates to 28%? This is rape without the ski masks.
Not only is this company collecting strictly interest but now they have the nerve to report me to credit agencies making it impossible to get a loan to pay them off as well as buy a house. I will stop at nothing to fix this and do anything to get another loan to pay this off so I will never have to deal with this company again!
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