Complaint / Review
Washington Mutual Bank
Corporate accounts

On 10/05
I applied for a business, orgainization checking account with Washington Mutual Bank. The representative looked up my business articles of incorporation and enter my business ein number. However, the agent thereof denied the account based on what she described as a ChexSystems entry.

The corporate ein number has never been used prior to date of application with Washington Mutual for this to be an accurate finding. The the representative tried an alternate tin number which she claimed came back with the same information. Impossible, both number have newly been issued by the IRS. Then I asked the agent if she was using my DMV number to do a credit check, she replied no, that all information was findings based on a Chex Systems Report. The Social Security Act of 2007 has repealed disclosure of private SSN numbers that might be disclosed, which would not have been on my application because the DMV records did not have my newly issued TIN and EIN numbers.

Facta and fcra applies in addition to privacy laws
the privacy act of 1974, and the social security act of 2007