I contacted LVNV Funding by filing a complaint with the Department of Financial Institutions of Wisconsin. I requested copies of all transaction slips with the fraudulent signatures, and any other documentation.
The first letter I received is they would respond within 12 weeks. I filed another complaint. This time they claimed they do not have to validate the debt. They cited a few cases.
I am at a standstill. I will fight them. I am concerned about default judgements and liens. I check the clerk of courts website regularly to avoid these deadbeats not serving me properly.
I have filed numerous complaints against them with FTC.
As for lawyers, I can not get any straight answers on whether they what debt validation entails etc. I will probably be pro se.
They have reaged the debt and I have filed disputes with credit bureau's. They were validated thru the credit reporting agencies.
The fraudulent debt is most likely date back to 2002. The wisconsin department of financial instutitions has been helpful however, The coachroach mobsters persist in listing it on my credit report.
Steve, or anyone else with information on sample documents to answer a complaint, filing for discovery and interrgotaries. Anyone having samples I would appreciate it. I can adapt it to Wisconsin. I am preparing for the day I have to fight them in court. I will respond with a demand for jury trial. I dare them to prove the debt based on lies to a jury. The debt is the result of fraudulent charges after it was paid off. I moved and was unaware of this till recently.
Nothing been filed against me in Wisconsin court system.
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