A couple of years ago I received a letter from a collection agency in Amherst NY saying that I owed them over $3000. I have no idea what for. I sent them a validation of debt letter and never heard from them again.
A couple of months ago I received a letter from a lawyer (representing LVNV FUNDING) saying that I owed THEM over $3000. I assume it's the same debt???
I sent THEM a VOD letter (certified mail, return receipt, etc...), and never heard back from them. They did sign for the letter.
I just got in the mail a summons naming them as the plaintiff (as attorneys for plaintiff) and me as the defendent. I have 30 days to answer the summons, no problem there. Do I just send them copies of my VOD letter with the confirmation that they received it and write in the answer that they refused to validate the debt?
I haven't pulled my credit report (yet) to see what's on there, but I want to know what to do now about this summons.
Help!
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