Essentially I shut my accont with Money One since I had been being billed these large late charges ($25.00) nevertheless when I named Capital One first my cost (since it would go to their g.E. Container) should of been published late due to the wait in collection and therefore payment so this is exactly why I had been billed a delayed feeWhois problem is that? Then another period I obtained my statement excessively near to the deadline (hardly any change time for you to spend it) after I named to protest about that they truly had no solution hence I still needed to spend overdue cost ($25.00). I'd required this Money One Credit Platinum Charge Card to be able to begin to repair my credit but I began torealize that it had beennot assisting me at-all of this type. After I named Capital Someone To shut my consideration however they stated I'd need to wait before end-of the payment period. And so I waited. Subsequently in July (8 weeks before) I named and requested for that whole amount because of close-out this consideration and also the Money One Representative explained the total amount. I needed to pay for it down with my Credit Union Credit so there could be no wait but she stated they might take that for cost although not for cost easily was shutting the consideration and so I informed her I had been likely to the financial institution possibly today or tomorrow to buy a cashier's check and might subsequently place it straight within the email. I particularly requested the Money One Rep. Easily owed for almost any additional/extra costs and he or she stated she offered me the right overall sum due under this case. Well, to my shock 8 weeks later I'm getting chronic telephone calls out of this unfamiliar OSI organization (who quit no defining messages). And so I named them again (1-866-472-8221 Ext. 3085) and spoke to Mr. Harmon who desired me to voluntarily spend a late charge of $25.00 plus interest which came to $236.00. I had been surprised and informed him I currently shut my Money One consideration 8 weeks before and didn't owe them a cent. I questioned Mr. Harmon for that Money One phone number since I needed to keep in touch with them immediate. He explained he might have me spend 118.27 and also the issue could be shut or this may be a submitted against my credit that I had been attempting to repair. I had been annoyed and angry and informed him I'd find a lawyer since this seemed like scam. Mr. Harmon stated candidly that it will probably charge me more income to employ an attorney subsequently to pay for this add up to him. I insisted upon the Money One phone number which after he offered me many incorrect or not useful phone numbers he explained to contact info since noone there had a proper quantity. I did so obtain a proper phone number by myself but was at duration ultimately used in a Ms. Nichols (1 800-258-9311 Ext. 4051501) who I'd need to contact during business hours. I did so speak with Ms. Nichols but to no avail. Therefore, since I'm an Elementary-School Instructor (waiting to continue my work) I'll need to delay and collect many salaries to employ an attorney to combat these blackmail/deceptive methods of Capital One. I just wish that I will manage an attorney but I'm decided since this can be a subject of integrity. Customer Avoid Capital One as well as their Charge Card Methods! NancyRuskin, Florida
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