Complaint / review text:
I want the damage to my credit repaired immediately.
I received notification from Equifax today that Capital One reported me 31-60 days late on one of my credit cards! This totally destroys my credit!
I have NEVER been 31 days or more late.
I called Capital One & talked to 4 different people who couldn't care less.
This is on top of them charging "annual fees" on accounts I closed, failure to report the accounts "closed" to the credit reporting agencies until they are "paid to zero, " charging over-limit fees on "closed" accounts that became "over-limit" because of late fees, notifying me that they will continue to accept charges against "closed" accounts, etc.
I want Capital One to immediately correct the information they provided to Equifax, et. Al.
I am willimg to pursue resolution of this matter to the fullest extent, including litigation.