I have been with Citifinancial for several years. They bought out my previous mortgage. It has been a nightmare, with threats ever since. I have been trying to deal with this company and have satisfied them for years. Enough is enough.
The latest: four weeks ago, I received a letter from their attorney saying I was two months late. During this time, a payment had gone through and I was current for my December payment. I therefore sent it to their attorney, based in Saint Louis.
I checked daily with my bank, but the check never came through. Two weeks later, it was sent back with a note that pretty well said they would not accept it because it was not a check for the two thousand plus, along with a foreclosure note.
I did not owe them that.
My attorney called theirs, and their attorney said the check was sent to Citifinancial and they sent it back to them.
Rubbish! And I have proof.
My attorney said everything should be okay. They cashed my December payment as well. I had sent the statement (due 1,106.12) with a check for the amount.
Today the mailwoman pulled up with a certified letter for me to sign. I figured it was for some past-due Christmas present that hasn't come yet.
It was from Citifinancial. They want $3547.29, and they are going to foreclose if I do not make amends by the 21st of January.
This letter was from Texas. I send my payments to another place, and their lawyer is in Missouri. There is no communication. Who can you talk to, and can you trust anyone if you do get a voice? No.
I have worked hard and many hours for many years to make my payments good. I am tired of giving them whatever they ask for.
Please, if you can help me or want to join in, e-mail me. It is not only about me and what I have worked hard for; it is about you as well. I need your help. I can't fight them alone.
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