Capital first sent me an email saying I wass approved for a credit card limit of 2000.00$. I filled out an online app. Then they called me saying I had to pay a ACH check of $19.95 to prove my bank account was active. I said okay. (thinking well I'm getting much more credit it will be worth it). The guy said I would get my card in 1-2 weeks.
After 2 weeks I got a package of literature saying that to get my card I would have to pay a fee of $99.95 and another fee of $59.95. It said if I changed my mind and cancelled I would not be charged. I called that monday (2 days later) and said I wanted to cancel and that my bank account didn't have any money in it and it would bounce anyway. I said"I do not authorize you to take any more money out of my account cancel me.
"Well they went and tried to take the money out and cost me a $50.00 bounced debit fee. I called and argued twice but they said I didn't cancel when I called and that I knew all the fees when I signed up (LIE!) And that They didn't refund insufficient fund fees.
Angela
Milan, Kansas
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