I had a mortgage with Oakwood Acceptance Corp. in 2003 and I voluntarily surrendered my home to them, and was told that if I did so I would not have any further financial responsibilities in the home. Now, 3 years from that date, Vanderbilt Mortgage is calling me and sending me letters saying I owe over $4,000.00 for the sale of the home, insurance, etc. I don't think that by law I am responsible. They are calling me at all hours of the day and I am getting about one letter per week demanding payment. What legal recourse do I have?
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