Well, they did it. They got my bank (I have no idea how they obtained even the name of my bank) to put a hold on my account for DOUBLE the amount they say I owe them. I do not know this debt. I have not contacted them, as after reading here that would only result in futility. I am wondering what steps I should take in order to get this "hold" taken off my account. The debt is under $1000 but my bank sent me a letter saying they were served with an information subpoena with restraining notice. Not only did my bank put a hold for double the amount, they charged me $100 fee for processing Palisades' paperwork!
How should I respond? I know I should in writing, and demand proof of the actual debt, but they apparently already obtained a default judgement against me since they went in and put a hold on my bank funds.
Any suggestions for lawyers in the NYC area? I don't have a lot of money and what little I have I don't want to spend on lawyers to fight this. Can anyone help?
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