Christmas 2006. US Bank started charging overdraft fees when I had a positive balance. They then rearranged my transactions so that the highest priced transaction was first (in order to completely deplete my account) and then charged more fees for the lower-cost items. On top of this, they charged $7 a day for a continuous negative balance. I have saved all of my receipts and screenshots of my online account to prove this. They then closed the account, removed the funds from my other account to cover the negative balance, and reported us to credit agencies. I now cannot open a bank account anywhere.
I called US Bank and was passed from person to person. I was finally given to the right person today. He said that from what he could see, all fees were legitimate, but he would look into it.
I cannot open a bank account anywhere because they reported me and my wife as high risk. Since I do not have a bank account, I cannot cash my paycheck or pay my bills by check, debit or any online debts.
The sad thing is, I let them do this to me for several years. This final incident on Christmas was the final straw. If anyone can help, please contact me. They have basically put my life on hold.
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