I just received a call 1st Credit of America stating that I have a delinquent account with "my perfect credit" in the amount of $59.95 and that they were a collection agency for "my perfect credit".
That lady was very rude. I told her that I had never registered with them for a free credit report and that I wanted to dispute their claim.
She also refused to give me any contact information. She told me to look them up on the internet. That is how I found your web site. It looks like i'm not the only one.
Thank You
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