I just received a call from a Ms. Billard or Dillard of 1st Credit of America stating that I have a delinquent account for "my perfect credit" in the amount of $59.95 and that they were going to report me to the credit bureau if I don't make a payment. That lady had such a strong accent that I could not understand her well and was very rude. I told her that I had cancelled this subscription during the free trial period and that I had documentation to prove it. She also refused to give contact information for "my perfect credit.com". I will fight this scam.
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