This company has outrageous interest rates, late charges, and finance charges. I have paid them for years, have not used the card for over 3 years and my balance has gone up, not down. If you are late with a payment, they will call you every 30 minutes all day long every day. I obtained this card after losing a business and messing up my credit, they kept increasing the credit line without telling me that I am going to pay dearly for that. I would advise anyone to stay away from this rotten company, you could pay the rest of your life for a $4,000 balance!!!
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