Direct Merchants Bank intentionally takes 21 days or more, but at least 21 days, to process a credit card payment which is taken out of my bank account the day after the payment is made. They lie and say that it takes that much time to verify the payment, but I can look at my online statement and ...
I have been a MasterCard / Direct Merchants Bank / HSBC Card Services card member consistently since January. During these past 3.5 years, I have made consistently substantial payments on time every month with the intent to quickly pay down my balance. For any legal assistance I had chosen to ...
This card charges late fees, adds the fee to your balance and then charges you for an overlimit fee, without ever having been late. They also charge the fees as "Purchases" so that they can charge interest on these fees. This is ILLEGAL. There is a specific banking industry regulation ...
I've held my Direct Merchants Bank card for over 10 years. Have always paid on time. My husband and I had FICO scores around 780-800. Without warning, my credit limit was reduced by 50% around April 25th. I called to speak to a rep and was told (after much trouble dealing with her accent) that it ...
I will start this off as one appauling and triffiling way that a company can deal with a client that has been responsible and outstanding on paying one's bills year after year, HSBC had the raw nerves to not only cut my credit amount from $6500.00 to 1300.00 and raise my rate from 11.99% to ...
I have been a HSBC cardholder for 10 years, I have made only 3 late payments in my life. And they were with in a 3 day period. I had a Limit of $9000.00.in 6 years I have paid them OFF 4 times up to $8000 in 1 wak.in the past 6 months they sky rocketed my % rate, and started a new policy where if ...