You know, these credit card companies and some of their collection methods ought to be examined.
Three years ago, I made the mistake of opening a Discover Card. It was the worst credit card I ever had and I immediately got rid of it. I started paying it off and had been paying half of my paycheck (which for me is a lot, I don't make a lot and I've been in and out of the hospital).
Last month for circumstances beyond my control, my payment did not reach them, as I thought it had.instead of sending me written notification, they went ahead and accepted my June payment but tried to garnish my bank account. My bank froze it so no one could take it, not even me.
There was no communication to me that I had missed a payment. There was no communication that they were going to go into my bank account. I don't see how this is legal.
By the way, it was the attorneys at Buckles And Buckles who did this, not Discover. They just have a terrible credit card and inept customer service workers. I would not advise anyone get a Discover card.
For anyone who knows anything about this, what can I do? How is it they can just take the little piece of money I have to live off and not even tell me first?
They also told me that even when they receive my payment on time for next month, they are still going to do the paper work necessary to get the money in my bank account which my bank froze.
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