Last year Buckles & Buckles PLC of Birmingham, MI wrote me and claimed that they were representing Capital One Bank-USA and they were trying to collect money that I owed to Capital One Bank. It's true that I had been using a Capital One Bank credit card with a maximum value of US $ 300. I had also enrolled in the credit card protection plan so that in case I was unable to make my minimum payments I would be protected.
When I lost my job and was unable to make the minimum payments I received harassing letters and phone calls from Capital One Bank-USA representatives. I asked them about the protection plan that I had enrolled in but they insisted that I pay off the credit card first before my question could be addressed.
Buckles & Buckles PLC took me to court in Grand Rapids, MI. I appeared in court and explained my case. The judge ruled in their favor. I paid off the total amount which had reached US $ 700.
To my surprise today I received a letter from the Michigan Department of Treasury, Third Party Witholding Unit informing me that my income tax refund is being widtheld because I owed Capital One Bank-USA money and their attorney is Buckles & Buckles PLC of Birmingham, MI.
Should I sue them for the pain they are causing me and all the damages that I am going to incur because of my tax returns being garnished?
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