TCF Bank has a un-written policy that allows you to write anywhere from $300 to $500 dollars over whate is actually in your account. Of course this is going to cost you atm fees on both ends and a whopping $33.00 each entance. Now you may say thats not bad, but sometimes it's in 20.00 dollar increments, and when your at that other money pit called the casino it can be very costly. I have made deposits and written checks, and the timing of the posting seems to always put me in the hole.in a nut shell, I believe TCF Bank have put their banks in the working class neighborhoods to rip the public off.
I have paid TCF thousands of dollars in overdraft fees, most of them are probaly my fault. But some I believe are deliberly organized by the bank. They have added pay services i did not ask for, such as th the premium online service, itg took me almost a year to catch that one. I was told oh you must have ordered it by mistake when you clicked a button while on line. Thats a good one. I wrote that one down in case I sue and own their bank one day. I could go on with some really scary stories about my dealings with TCF, but I figure if you bank their, you could finish my story.
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