How can charging a dedctible for perscriptions be fair? Insurance companies like Signa already charge outrageous premiums.
Why can't Signa break-up the deductible over a twelve month period instead of chaging up front at the pharmacy?
In my case I was on anti-depressants to quit smoking. I was doing great until I went to refill my perscription and was charged a $100 deductible, which I couldnt pay.
I must say that quiting wellbutrin cold turkey might be just as bad as quiting smoking. Needless to say I went back to smoking. I'm not blaming Signa for my habbit but I am disgruntled about losing the best chance I have had to quit smoking ever.
It gets better...
My uncle is a pharmacist and told me that I wouldn't believe how may people have walked away from the location that he works due to not being able to afford the "suprise" fee. He has seen children and adults alike wasting a co-pay due to the doctors perscriptions not being filled. Why go to the doctor if the doctors perscribed remedy may not be filled.
Haven't large HMO insurance companies like Signa made enough money from red-blooded america... No offense to the rich. We already have to settle for weak insurance that cost a bundle.
Keep in mind that my "suprise" deductible only cost $100. Some are around two to three hundred dollars.
If you have a Signa HMO be sure to have an extra 1-2 hurdred in the bank incase someone under your plan needs a prescription. It's the begining of the new year and yours should be coming around shortly.
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