I have been charged and have had a negitative mark on my credit report. They want me to pay on a secured credit card that I never used. They told me that I can only use what I put into it. I never put anything in to it and I called and cancel it. I never received a statement afterward. A few months later I received a statement saying I owe 860.00. I called and the rep told me they can not do anything for me. I sent several letters to Merrick bank and never received a respond. Please if anyone know of a good number to call them let me know.
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