I too feel they are ripping me off with late fees, attorney fees and insurance fees. I am now in foreclosure proceedings. They have hurt my credit rating so badly that I can't get any help to refinance. They jumped my payment 3 or 4 different times and it keeps getting higher. I'm really stuck and I think they are going to take my house from me. I am disabled and I don't have the money to fight them.
I don't know what to do anymore.
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