I had many problems with bogus fees etc. From Fairbanks Capital recently loan was "sold" to Gmac Mortgage. Loan was transfered with several hundred dollars in late fees which are asked about constantly. Not sure if late fees from previous company can be collected by current company. Please let me know if legal. So far no problems with GMAC except transfered late fees. Hopefully I do not have the same problems as I did with Fairbanks Capital the TOTAL RIP-OFF COMPANY.
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