My ex husband and I purchased this mobile home in 2002. We separated a few months later. At that time our financing was through Oakwood Home Acceptance Corp. I never really had any problems with them, they always tried to help. Finally I just couldn't make the payments anymore. I let them repossess the home. Now 4 years later I find out that I have been charged property taxes on this home all this time. I called our counties tax collector and told them that this home was repossessed in early 2003. They told me that I needed to get copies of the repossession papers and send them to them. So I went to go find the place we bought the home from and guess what, they went out of business. (Go figure)
So I called another Oakwood home dealer and told them what I needed and they gave me the number to Vanderbilt Mortgage and Finance. So I called them, I had never heard of these people and never knew that Oakwood Home Acceptance had sold my account to them. The lady was very pleasant at first. I told her what I needed and she told me she would mail it out that day. Then she asked me if I was wanting to make a payment. I said a payment on what? She told me that even though they took my house, sold it to someone else, I still had to pay the $22,668.41 that the mobile home cost. So the breakdown is they already got the money from the people they sold it to and want me to pay for it too!!!
Which means that they would make about $40,000 on this piece of S*t trailer! Are they nuts??? I pulled up my credit report and it was listed as a repossession with no past due balance!!! How do they think they can get away with this sort of thing? Would like to pursue this in court. I don't want any money, I just want my repossession papers, which I have every right to get, but they are holding them hostage until I pay them for a home I don't own, that someone else lives in and already paid for. Screw you Vanderbilt you'll get what's coming to you!!!
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