On July 17th last year my neighbor's house caught fire and nearly completely burned to the ground. Only three walls are left standing, and even those have been charred black in some spots. You would like to think that when you get house insurance, if something bad happens, your policy would actually be enforced and you would get the help you need right away. That has not been the case. We are coming up on the one-year anniversary of the fire, and Allstate still has not paid out the insurance policy. They keep going back and forth trying to stick it to the homeowner who had his house burn down. I am not even the homeowner; I am just a neighbor who is sick and tired of seeing a burned-down house two doors down. It is dragging down the value of every house around it and is a horrible eyesore for everyone!
We have tried to call Miami Township in Clermont County, Ohio, but they have not been able to get anything done either. I guess the moral of the story is to beware of Allstate if you are looking for house insurance that will actually insure you if something bad happens, at least for the next year after it occurs.
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