Usacomplaints.com » Shops, Products, Services » Complaint / Review: Midnight Velvet - Company is listed on my credit report, Never hear of them nor authorized such action. #913121

Complaint / Review
Midnight Velvet
Company is listed on my credit report, Never hear of them nor authorized such action

Copied from other comsumer:

Same happen to me:

For the first time in my life, I downloaded a copy of my credit report from Experian. I was alarmed to see that on a monthly basis for the past few months, Midnight Velvet, Seventh Avenue, and Swiss Colony had been requesting my credit history/information.

This is alarming because: I have NEVER purchased anything from any of them. I have NEVER applied for a credit card with any of them. I have not applied for employment with them nor do I even live in the same state as they do business. Furthermore, I have NEVER even heard of them so why should they be seeking my credit history???

According to the FTC, companies should only be allowed a access to a person's credit history if they have a valid reason for needing it: i.E. Credit card application, insurance application, employment application.in my case, NONE of these exist. I have filed a complaint with the FTC and hope that in short order, some savvy, diligent attorney will file a class action lawsuit against them and kick their *'s out of business!


Offender: Midnight Velvet

Country: USA   State: Wisconsin   City: MONROE
Address: 1112 7TH AVE

Category: Shops, Products, Services

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