January I obtained copies of all three of my credit reports. On all 3 were listed accounts from Midnight Velvet and Seventh Avenue. Both accounts are showing as charged off credit card accounts.
I never opened these accounts.in fact, I didn't know they existed until I pulled my credit reports. When I contacted the company (they're owned by the same parent company), I was told that it was "too bad" if someone opened the accounts using my name, but that as far as they're concerned, *I* owe them $144 and I needed to pay it immediately.
I have since found out that Midnight Velvet/Seventh Avenue send out catalogs with pre-approved credit card numbers printed ON THE CATALOG! No wonder they have such a problem with account fraud! Who in their right mind would print a credit account number on the front page of a mail order catalog???
Needless to say I will most likely be sueing these idiots to get them off my credit reports. They're also being reported to the BBB, and the Attorney General's office as well.
Shady companies like this need to learn that they can't continue to do business this way.
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