My 16 year old son had his insurance with Progressive. We changed it to my insurance carrier, but did not know to cancel the other insurance. Typically, if it is not paid, it is automatically cancelled. They sent a notice that it was overdue, and I explained to Progressive that we had insured him elsewhere. They agreed to cancel the insurance effective the date that we had changed insurance.
The next thing I know I am getting harrassing phone calls looking for my 16 year old son, when I explained that he is 16, and I was his mother, they then informed me that I would be responsible for his debt, even though I was not the one that had purchased the insurance. I am so angry right now, at Progressive for entering a contract with a 16 year old that I was not aware about, and now this collection agency that is saying I am responsible. How can I handle this without paying for a service that we did not obtain, and having it go on my credit report?
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