Employees at Kays are expected to get one new credit application per day. If they don't they could be fired for it. It is one of the six standards that they must complete every day. So, needless to say, they don't care about whether or not the customer gets approved or not. They don't care if it will mess up the persons credit or not. Heck, a lot odf the times they don't even tell the people who are signing up that they will have their credit checked. They really look for military who are just starting training in that city or who just graduated. They pray on young people who are barely old enough to sign. They also thrive on elderly people. As an employee I know first hand. It is high pressure to produce and they don't care of the consequences that the customer may suffer. You are not signing up to be a preferred customer as they call it. You are applying for creidt. Don't let our lies get you in trouble.
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