Never be late with a payment. I sent in a payment 2 days late, and the result was this idiot company immediately put it into collection. They bagan calling my home phone, but would never leave a message. This went on every day, including weekends.
It takes a few days for payment to go in to them via snail mail. You can look forward to these calls, and if you are 1 week late, you can look forward to your account being suspended.
No decent legitimate credit card company would be this anal about a payment being a few lousy days late.
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