Beware this outfit "universal legal network" peoples defense is a total scam. They promise to modify or reduce your loan on your house and just take your money for bogus filings. I checked with the state bar of california and these jerks are not licensed to do anything with law but their whole scam is pretending to be a legal network and really just a bunch of bozos not knowing anything.
My brother went to them when he was in forclosure and a lady there promised to stop the foreclosure and eviction so he paid $ 1500 to start the process. Nothing! Was done, no court filings no contact with his loan at CHASE bank, just take his cash and leave him with being evicted two months later.
My brother supports his wife and 2 kids and could not afford to lose this money. We checked with the department of Real Estate and Universal Legal Network has no righrt to take our money. It is illegal to get a fee for this scam. Apparently the attorney generals office in sacramento already has them on the radar and has filed an INJUNCTION to stop the rip-off of consumers and homeowners.
What really gets me is they prey on hispanic families with little knowledge of english and are vulnerable to being taken advantage of. I recomened you do NOT do business with this bogus company and report them to CONSUMER AFFAIRS, ATTORNEY GENERALS OFFICE, STATE BAR, DEPARTMENT OF REAL ESTATE.
DON'T BE ANOTHER VICTIM AND DON'T GIVE THEM ANY MONEY OR CREDIT CARD INFORMATION. They will rip you off. Its not enough with real estate scams but now bogus and illegal referals to con artists who only want to skim your house payment s and leave you homeless with no chance to ever get your money back.
Please leave any more information to protect people from this total fraud and rip off.