I got a call one morning from a company that said I was approved for an unsecured credit card with a limit of $2,000. It was going to cost me $299. I was told this was to see who could afford a credit card. I agreed and gave them my bank information. They gave me a month to have it in the bank. A couple of days before it was to be drafted I tried to call and stop it. They said they had to have at least 3 days to stop it.
The money was drafted and I was told it would be 15-20 days before I received "my Package." After several phone calls and being on hold 10-20 minutes each I was informed the hurricane had delayed them a week. It would be another 5 business days. About 10 days later I called back and was told that it had been sent certified mail at the beginning of October.
They told be certified mail took 20-25 days. I went to my local post office and was told certified mail from New Jersey should only take 3-4 days. The postal worker told me to call them and get the certified mail number and she could track it. So I called and was told they did not have that information. I finally recieved the package which included special offers or benefits of being a member of their club. There was a prepaid credit card offer inside.
So I called them back. They said a few days after I received my package a application form would come separately in the mail. I was told I was approved for the credit card but it did not come in the other package for security purposes. Once they had that form signed the bank would issue me ac redit card and I would have it in 3-4 days.
That was over 2 weeks ago. I am planning on calling them back today. Over the past 2 months I have been given two bogus websites that I could "check my staus on". I even expressed that I thought I had been scammed. I was told they did not know why I felt that way since I was talking to customer service then. I have been got. Some one has my $299 and after seeing this website I am sure they "got" many other people. I had planned on calling the Better Business Bureau if I did not get what I paid for. I hope that I can help inform other people with bad credit looking for offers that are too good to be true.
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