So, I received this letter about a week ago. It said I owed money for Chase bank - that I owe them $596.51 - but I have the opportunity to settle it for, $298.26 if I did it within 30 days. Now, a couple months back, I made a bad move and wrote bad checks for Chase bank and another one, only a couple - but I paid for it, money wise and financial class wise. I have gotten a couple unanswered calls from Chase, but they never left a message. I thought maybe there was a mistake with my bad check payment, and this is why they were contacting me. Finally, today I decided to look it up. And found a site with a hundreds of other people complaining as well, which is nice - because a couple months back, I almost got scammed on a job for HL Plastics. It wasn't till after I refused to give Mitchell N. Kay my SSN - that I noticed the last four numbers of the account. They're not the numbers of my Chase debit card, they're the last four numbers of my Chase credit card, that I had a long time ago, paid off completely, and closed the account and cut up the card (I don't trust myself with credit cards). So, now I'm very confused on what I should do, I know for certain I don't owe them any money, but I'm kind of nervous on calling them, I have no proof, except on my credit report.
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