I'll keep it simple. Although a bank may charge and do what it wants with their credit card holders I have never dealt with a worse bank than Chase.
My girlfriend had a Chase credit card with a $300 max limit. I decided to look at her credit and found that this card was not only closed but also at a $1500 balance!
Now I ask anybody out there "how can any bank let any credit card get so high over the limit and just keep charging?"
After calling twice and getting hung up on once I decided to pay it off, complain on here, write Chase a letter, close my two checking accounts with chase, decide never to do business with chase, tell everyone what happened and really wanted to start harrassing them but I'll let it go at that.
By the way my credit has never been perfect. I have had cards go over the limit and not pay them. I have never heard of a bank that just kept charging to their hearts content and not charge off the account. The only fuckers I know of that do that is the IRS, but that's a whole diffrent story.
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