While trying to clean up my credit report as Equifax rarely ever marks anything as paid. So I had my credit report ran in January and again in March of this year and I find 4 collections that had been paid off 3 years ago and were showing as paid by all 3 reporting bureaus When it was pulled again in March these bills again were showing as unpaid by equifax. This is unfair credit reporting and I don't know why our government is allowing this to keep going on unchecked.
It has once again been disputed but all this going back and forth is dragging my score down and I am unable to get credit. And we call this a free country yeah free for the credit bureaus to ruin you and your reputation and not give it a second thought. And let me tell you they say medical bills don't keep you from getting a mortgage don't believe it because the only outstanding things on my credit report were medical and I was turned down because of my low credit score well when they screw your reports up so bad just to sell more reports how can you ever get ahead?
I say we need a law suit against equifax for unfair credit reporting and failure to investigate when negative things are given to them especially when something that was reported as paid is now being re-entered as unpaid how is that possible? I sent them proof of the bills being paid and the dates. I think we all need to ban together to get the full account numbers and or the docket numbers to be put on the reports and anything less than the full number not be allowed.
Disgusted in Indiana
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