Received two letters today from DirecTV for two individuals that have been dead for 6 and 8yrs, respectively. Included was a Reference Number for their "expressing interest in DirecTV", but since the credit reporting agency could not find info on them, you were told that a "fee" ...
While trying to clean up my credit report as Equifax rarely ever marks anything as paid. So I had my credit report ran in January and again in March of this year and I find 4 collections that had been paid off 3 years ago and were showing as paid by all 3 reporting bureaus. When it was pulled again ...
Well Equifax is at it again after 4 times requesting arbitration and refusing and registering Civil complaints in Federal court they decided to deny my wife access to her credit report. My wife recently has been trying to get her business started. I helped her form a partnership and she applied for ...
Equifax takes your money and runs away. I have had horrendous customer "service" problems with Equifax. They starting charging me for some BS "credit watch" service when I only ordered a free credit report back in Sept. 2008. I caught it after a few months' worth of charges. ...
If you have in your report some old charge off, let say 4 years old and the creditor is reporting it every month the FICO software will read that reporting as a new charged off account. This have a devastating effect in your credit score, it appears to FICO software like if every month you have a ...
I disputed some 30 days past due notations on my Equifax credit report. As a response, they changed all the "OK" data to "unknown" and left the 30 day past dues on my report. Right now, all I have are unknown's and 30 days past. My Equifax score is 70 points lower then my other ...